There is a problem with financial literacy in the United States of America. School districts throughout the country have eliminated consumer economics classes from their curricula, and teenagers often turn into young adults who get educated on matters of personal finance through the Internet, or via the School of Hard Knocks.

But certainly, once those young adults come into some money, they learn everything they need to know about finances, economics and investing, right? It's not possible to become a millionaire without being fully informed in the ways of managing and making money, correct?

That turns out to be false. Many Millionaires are woefully ignorant of financial terms, strategies and functions. They depend on the wisdom of financial advisors, lawyers and accountants to manage their assets. As long as their funds grow, they are willing to let smarter minds control their investable assets.

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