A premium subscription is required to access this article. Article Date: 01/01/2018 Those Who Have Money Spend Money You have to have money to spend money.There are three reasons to acquire wealth in America – to provide financial security, to provide for the next generations in your family, and to spend it on discretionary items.Spectrem’s study on affluent investors examines how investors employ their money to make more money, ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo. CLICK TO VIEW Terms and Conditions I ACCEPT You must accept the 'Terms and Conditions' before purchasing this product.