Spectrem Articles Subscription A Spectrem article subscription is required to access articles in this dashboard. Article Date: 02/08/2017 Robo-Advisors: To Use or Not to Use? Robo-advisors, the technology-based, algorithim-sourced financial advisor platform, is no longer the stuff of science fiction. It has entered the mainstream, with a growing population of investors who opt to use it either in consort with a human advisor or to completely handle specified tasks.Human advisors can rest somewhat easy; robo-advisor usage ... Log in to view full article. Sign In Forgot your password? For more information about Spectrem Articles Subscription Plan, or to purchase CLICK HERE