Spectrem Articles Subscription A Spectrem article subscription is required to access articles in this dashboard. Article Date: 05/10/2017 Plan Participants Question Their Wealth Status The reason American workers sign up for a defined contribution plan from their employer is because they are thinking about their retirement and are hoping the funds that are invested in a DC plan grow to the point they make retirement a bit more comfortable.But signing up for a defined contribution ... Log in to view full article. Sign In Forgot your password? For more information about Spectrem Articles Subscription Plan, or to purchase CLICK HERE