A premium subscription is required to access this article. Article Date: 01/11/2017 Advisor Wanted--Or Not Half of Defined Contribution plan participants use a financial advisor to some extent. Mostly, that engagement is limited to specific purposes such as asset allocation advice or for specific life events such as retirement planning. That leaves half who are Self-Directed participants, meaning they make their own investment decisions without the ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo. CLICK TO VIEW Terms and Conditions I ACCEPT You must accept the 'Terms and Conditions' before purchasing this product.