A premium subscription is required to access this article. Article Date: 09/18/2018 Opportunity Knocking, Insurance Edition One consistent fact that arises from Spectrem research is that young affluent investors are less likely to have a financial advisor than older investors. Spectrem’s most recent study shows 44 percent of investors under the age of 36 have a financial advisor.Pair that research point with a fact coming from Spectrem’s ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo. CLICK TO VIEW Terms and Conditions I ACCEPT You must accept the 'Terms and Conditions' before purchasing this product.