A premium subscription is required to access this article. Article Date: 06/04/2018 How Important Is An Inheritance? In researching affluent investors, Spectrem regularly asks those investors what factors led to their current level of wealth.The top answers are always “hard work” and “education”. In Most cases, 90 percent or more of investors from certain segments chose those answers as a partial explanation for their current wealth status.One of ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo. CLICK TO VIEW Terms and Conditions I ACCEPT You must accept the 'Terms and Conditions' before purchasing this product.