Spectrem Articles Subscription A Spectrem article subscription is required to access articles in this dashboard. Article Date: 12/09/2019 Do You Need To Create A Trust? A trust is a financial construct designed to create a predetermined course of distribution for a person’s financial assets at a time in the future.There are several different types of trusts: a living trust, a testamentary trust, a revocable trust and an irrevocable trust. The type of trust needed is best ... Log in to view full article. Sign In Forgot your password? For more information about Spectrem Articles Subscription Plan, or to purchase CLICK HERE