A premium subscription is required to access this article. Article Date: 08/03/2016 Timing is Everything--Social Security Benefits Perhaps the most important retirement planning decisions Americans can make beyond when to retire is deciding when to claim Social Security benefits. Financial literacy regarding Social Security becomes imperative for Americans who want to ensure that they claim the maximum amount of benefits to which they are entitled.For Defined Contribution plan ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo. CLICK TO VIEW Terms and Conditions I ACCEPT You must accept the 'Terms and Conditions' before purchasing this product.