A premium subscription is required to access this article. Article Date: 02/18/2019 DC Participants Require Education Numerous national studies have indicated that Americans suffer from a lack of financial literacy. Beyond the basics of balancing a checkbook (20th century) to understanding fees on debit and charge cards (21st century), Americans are generally not particularly wise in the ways of handling money.There is a segment of investors who ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo. CLICK TO VIEW Terms and Conditions I ACCEPT You must accept the 'Terms and Conditions' before purchasing this product.