A premium subscription is required to access this article. Article Date: 08/17/2016 Cash or Credit? Among American consumers, there are some who have stopped carrying cash at all, and there are those who only pay in cash.But the majority of Americans carry both cash and plastic. The question that comes to mind is “When do you choose to use cash?”Spectrem asked investors to detail their purchase ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo. CLICK TO VIEW Terms and Conditions I ACCEPT You must accept the 'Terms and Conditions' before purchasing this product.