Financial advisors can explain to investors the reasons for investing funds, including increased income and security for the future.

But they can’t promise investing will be enjoyable, and most investors don’t look at it that way.

A Spectrem study of wealthy investors – Financial Attitudes of Wealthy Investors Based on Income - finds that less than half of all investors “enjoy” investing.

Investors were asked to respond “yes” or “no” to this statement: “I enjoy investing and it is something I do not want to give up.” Only 45 percent of investors said “yes.”

For investors with a net income of less than $100,000, only 38 percent said “yes’’ but 58 percent of investors with a net income of $250,000 to $500,000 said “yes.” The other income group that got at least 50 percent agreement was the highest income segment, with a net income of $750,000 or greater, with 53 percent saying “yes.”

Enjoyment in investing is one thing. Another topic is day-to-day involvement in your investments, and again, it’s not that agreeable to most investors.

Asked to respond to the statement “I like to be actively involved in the day-to-day management of my investments”, only 47 percent of all investors agreed. Again, the investors with a net income of $250,000 to $500,000 said “yes” more often (58 percent). Fifty-four percent of investors with an income between $500,000 to $750,000 agreed as well. The lowest income group agreed only 44 percent of the time.

The enjoyment and involvement in investing and investments could be tied to how much an investor knows about the topic. The Spectrem research shows that only 19 percent of investors consider themselves “very knowledgeable” about financial products and investments, and 54 percent call themselves “fairly knowledgeable’’ while acknowledging they still have a great deal to learn about the topic.

Twenty-three percent of investors say they are “not very knowledgeable’’ and 4 percent admit they are “not at all knowledgeable’’ about investing and investment products.