Two-thirds of high-income investors are concerned about maintaining their current financial position, according to a Spectrem research study.

Almost 60 percent of the research group reported concern over the financial situation of their children and grandchildren, while only 32 percent said they had concern about financing the education of their children.

The report looked at investors in several categories of annual income, from under $100,000 to $750,000 and above.  In most cases, concern dropped as annual income increased.

For instance, while the total percentage of respondents concerned about maintaining their current financial position was 65 percent, it was 71 percent for those with income of less than $100,000. That number dropped to 32 percent among investors with income of between $500,000 and $750,000.

Fifty-two percent of investors with income of $750,000 and more reported concern over maintaining their current financial position.

While the age of respondents may play a part in terms of concern over the financial situation of children and grandchildren, 59 percent reported such concern, and that number increased to 61 percent among those with less than $100,000 in annual income. Only 46 percent of those with income of $750,000 or more reported concern over the financial situation of their children and grandchildren.

Losing a job, or having a spouse lose a job, was a concern of 36 percent of respondents, and among those with income of less than $100,000, the percentage rose to 40. Only 23 percent of those with $750,000 or more in income reported concern over losing a job.

But the $750,000 or more segment was more concerned than most over the business revenues of a company they owned. While 35 percent of the total group reported that concern, 41 percent said they had worries over business revenues, and 43 percent of the $500,000 to $750,000 segment reported that concern.

Only 32 percent of the total research group said they had concern over financing the education of their children. Only 8 percent of the $500,000 to $750,000 segment reported that concern.

Finally, posterity takes a back seat to other concerns. Only 26 percent of investors said they were concerned about having money to leave to posterity, and that number dropped to 21 percent among investors with income of $500,000 to $750,000.