Articles for Advisors

Does Being Married Make You a Conservative Investor?

When someone gets married their financial picture changes.  It is no longer income and expenses of one person but income and expenses of two people.  Often people have differing investment objectives from their spouse and it is a process to come to an agreed upon financial plan while involving both parties.  Is there a difference between the investment objectives and attitudes of married investors vs single investors?  Does being married change investment concerns?

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The Unique Needs Of The Working Investor

Prior to retirement, working investors have a very different approach to their investments and financial life.  Understanding what those unique needs and requirements are is essential to properly providing financial services to working investors.  Spectrem Group analyzes the unique needs of those investors and reveals how they differ from retired investors and reveals how to elevate service levels for this attractive client segment to increase referrals and AUM.

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Is Voting By Mail Accepted?

With restrictions on social distancing and group gatherings continuing, many minds are looking to the election.  If there are significant restrictions in place, how will investors be able to easily get to the polls to place their votes?  If they have never done absentee ballots before, how comfortable are investors with the idea of voting by mail?  This may or may not be a reality we will face come November, although only a third of investors believe the Presidential election will be done by mail, according to our recent research.  

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Investor Sentiment Regarding Monuments and Statues

The past few months have seen many statues and monuments get defaced or torn down as a result of protestors, rioting, and racial tensions.  Since the start of the riots and protesting, over 50 statues and monuments have been taken down, with more than a dozen that have been forcibly removed by protestors and rioters.  Are these actions supported by the majority of Americans, or by a select few?  Are there certain circumstances that are more understandable than others to remove monuments?

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President's Letter: Erasing History And The Impact On The Markets

Yesterday Illinois State Representative LaShawn K. Ford advocated for the abolishment of history classes in the state of Illinois stating that current history teachings lead to a racist society.  According to NBC News in Chicago, Ford is sponsoring a bill that will allow elementary schools to teach children about the civil rights movement.  

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Is Getting a College Degree Important?

College has long been a respected and often pushed avenue for financial success.  In many families it is simply an expected step in the educational lifecycle.  In other families it is an unnecessary expense, with some preferring to pursue trade school or other employment opportunities.  Have the attitudes regarding the importance of college changed?  Has enrollment in postsecondary education changed in the past 20 years?

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Blog: Will It Be

James Carville, a Democratic strategist, coined the phrase “It’s the economy, stupid” during the 1990s when describing what the most important factor is when predicting the outcome of the election.  But will this prediction ring true in 2020?  Or, like everything else in 2020, will there be another surprising driver of election results?

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Will Working From Home End?

Nearly half of investors have made a change to working from home since the onset of the coronavirus pandemic, according to recent Spectrem Group research.  There are many questions and issues surrounding the topic of working from home; when will companies return to work, will returning to work coordinate with returning to school, are individuals anxious to return to work or dreading returning to work?

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Do Women Worry More Than Men?

Men and women worry about different things, but does one gender worry more than another?  Are there issues that bring a greater level of concern to women or men?  Which gender is more likely to be worried?

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President's Letter: Satisfaction Levels Are Plunging

After holding relatively steady during the beginning of the Covid-19 pandemic, the satisfaction levels investors have with their financial advisors are beginning to fall despite the recovering market.  The satisfaction levels vary by provider type with some providers falling much more dramatically than others.

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