A premium subscription is required to access this article. Article Date: 03/30/2016 When Investors See No Difference Between Human and Robot When investors employ robo-advisors, there is no debate, there is no exchange of ideas, there is no conversation. There is just function.Yet, many investors believe robo-advisors can perform those functions just as well as human advisors, accomplishing exactly what the investor had in mind. Robo-advisors are computer programs which use algorithms based ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo.