A premium subscription is required to access this article. Article Date: 08/31/2016 Investment Risk is Not a Game to Investors Are non-Millionaire investors becoming more cautious in their investment mindset? Spectrem Group wealth research with households who have a net worth between $100,000 and $999,999 (not including primary residence) finds an increase over last year in investors who conservatively prefer a guaranteed rate of return for the majority of their investments.Roughly ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo.