A premium subscription is required to access this article. Article Date: 07/06/2016 Advisor and Provider Volume 1 Self-trustees believe banks should try to educate individuals more about the benefits of trusts @spectremgroup The biggest reason for changing advisors- not returning e-mails/phone calls in a timely manner @spectremgroup As age increases, loyalty to financial advisors generally increases as well @spectremgroup Honesty and ... Log in to view full article. If you already have a subscription, please log in with your email address and password. User Name (Email Address): Password: Forgot your password? Click here to have your password emailed to you. To purchase a premium subscription, please use the links below. One-year premium subscription with unlimited access to all articles including reprint rights (see terms and conditions) for $2,000.00. Monthly subscription (3 month minimum) with unlimited access to all articles including reprint rights (see terms and conditions) for $195/mo.